Our Team
We hope to meet you soon and look forward to getting to know you during this process.
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Eric Kandell
Position: Branch Manager
Eric Kandell has been in the mortgage industry for 12 years and we are privileged to have him as our branch manager. Eric has done government loans since he was introduced to the mortgage industry while attending college in 1997. His thorough knowledge about VA and FHA loans is what made him a perfect fit for managing our operations. His knowlege about VA loans is so great that some of the most experienced underwriters will call on Eric when they have a question they cannot find an answer for.
Eric received a bachelors degree in management from the Marriot School of Management. Shortly after graduating he took a job as a sales production manager at New Freedom Mortgage (the nation's 5th largest VA and FHA lender in 2003). Eric quickly found his niche in mortgage lending and built a retail center beginning with 3 employees that has expanded to a 60 plus employee operation. Eric truly enjoys overseeing the day-to-day operations of his team's production. Recognitions: New Freedom Mortgage Presidents Club 3 years in a row. 2003 Key to Success Award. Flagship Branch #403 is currently the #1 branch in production for all of Flagship Financial's national locations.
Eric is happily married and has 2 children. He is lucky enough to live just minutes from home, making the act of balancing work and life a bit easier.
Nate Burt
Position: Senior Loan Officer
Nate Burt has been in the mortgage industry for the past 6 years. His prior experience ,managing customer service representatives at one of the nations's largest telecomm companies, has allowed him to be a very productive loan officer. This dedication to customer service has brought Nate much praise from past clients.
Nate Burt was the Loan Officer of the Year in 2007. Loan Officer of the Year is the highest accomplishment one can earn at Flagship Financial. Not only does it require the loan officer to close the most loans, but more importantly, he must show 100% dedication to his clientele. Every single borrower that Nate deals with ends up, not only with a great mortgage, but also with a mortgage consultant for life. We are amazed at the number or return clients that Nate Burt has had the privilege to work with over the years.
Nate was elected to Presidents Club for his efforts in 2007.
Nate is married and has 3 children. One of his favorite things to do with his wife and kids is to go camping, and recently traveled to beautiful Moab, Utah with his family for some camping and jeeping. We hope you enjoy working with Nate Burt if you are fortunate enough to be one of his clients.
Nate Burt has been in the mortgage industry for the past 6 years. His prior experience ,managing customer service representatives at one of the nations's largest telecomm companies, has allowed him to be a very productive loan officer. This dedication to customer service has brought Nate much praise from past clients.
Nate Burt was the Loan Officer of the Year in 2007. Loan Officer of the Year is the highest accomplishment one can earn at Flagship Financial. Not only does it require the loan officer to close the most loans, but more importantly, he must show 100% dedication to his clientele. Every single borrower that Nate deals with ends up, not only with a great mortgage, but also with a mortgage consultant for life. We are amazed at the number or return clients that Nate Burt has had the privilege to work with over the years.
Nate was elected to Presidents Club for his efforts in 2007.
Nate is married and has 3 children. One of his favorite things to do with his wife and kids is to go camping, and recently traveled to beautiful Moab, Utah with his family for some camping and jeeping. We hope you enjoy working with Nate Burt if you are fortunate enough to be one of his clients.
Eric Jorgensen
Position: Senior Loan Officer
Eric Jorgensen brings years of loan experience and is well versed in all aspects of the mortgage industry. Eric J graduated from Brigham Young University with a B.S. in Sociology. If that was not enough, he also double minored in business and marketing. Eric J has always been an over-achiever. Eric J got his introduction to VA and FHA loans also at New Freedom Mortgage in 2003 when they were the 5th largest government lender in the country. As a Junior loan officer in 2003 he quickly found a passion for mortgages. He set the record for the shortest amount of time for a junior loan officer to achieve Senior status by funding 25 loans in just 3 weeks! After his time at New Freedom Mortgage, Eric J decided to open his own business and ran Superior Lending from 2006 to the end of 2007. Eric J is currently the Top Loan Officer at Flagship for 2008. Eric J also was invited to attend Presidents Club for his loan production in 2007!
Eric J is married and has one child. His wife and daughter are the most important things in his life. It is a pleasure to have Eric J at Flagship and he is always willing to go the extra mile to make each of his co workers feel the same excitement and passion for life that he does. We are certain you will love working with Eric Jorgensen on your next loan transaction.
Eric Jorgensen brings years of loan experience and is well versed in all aspects of the mortgage industry. Eric J graduated from Brigham Young University with a B.S. in Sociology. If that was not enough, he also double minored in business and marketing. Eric J has always been an over-achiever. Eric J got his introduction to VA and FHA loans also at New Freedom Mortgage in 2003 when they were the 5th largest government lender in the country. As a Junior loan officer in 2003 he quickly found a passion for mortgages. He set the record for the shortest amount of time for a junior loan officer to achieve Senior status by funding 25 loans in just 3 weeks! After his time at New Freedom Mortgage, Eric J decided to open his own business and ran Superior Lending from 2006 to the end of 2007. Eric J is currently the Top Loan Officer at Flagship for 2008. Eric J also was invited to attend Presidents Club for his loan production in 2007!
Eric J is married and has one child. His wife and daughter are the most important things in his life. It is a pleasure to have Eric J at Flagship and he is always willing to go the extra mile to make each of his co workers feel the same excitement and passion for life that he does. We are certain you will love working with Eric Jorgensen on your next loan transaction.
Nathan Wathen
Position: Senior Loan Officer
Nathan Wathen is our newest senior loan officer and has accomplished a ton in his short time at Flagship Financial. Nathan worked for a competitor for a while and we actively pursued him to join our team. Once Nathan was aware of our large presence on the web and our ability to lend nationwide, he was convinced we would be a good fit for each other. We are glad to have him on our team. Nathan Wathen has the unique ability to perform well under pressure. If we ever have a loan situation that requires extreme patience and attention, we normally call on Nathan. Nathan was a member or our Presidents Club for 2007 loan production also.
Nathan is married and has one son. During the little free time he has from his work, Nathan enjoys wake boarding, surfing and is a scratch golfer!
Nathan Wathen is our newest senior loan officer and has accomplished a ton in his short time at Flagship Financial. Nathan worked for a competitor for a while and we actively pursued him to join our team. Once Nathan was aware of our large presence on the web and our ability to lend nationwide, he was convinced we would be a good fit for each other. We are glad to have him on our team. Nathan Wathen has the unique ability to perform well under pressure. If we ever have a loan situation that requires extreme patience and attention, we normally call on Nathan. Nathan was a member or our Presidents Club for 2007 loan production also.
Nathan is married and has one son. During the little free time he has from his work, Nathan enjoys wake boarding, surfing and is a scratch golfer!
Nate Walker
Position: Senior Loan Officer
Nate Waker has been in the mortgage industry for 8 years. Like many of our loan officers, Nate W has almost always exclusively worked with government loans. He started out with New Freedom Mortgage in 2000 and quickly learned the ins and outs of VA and FHA loans. Nate W had a successfull career and soon moved into management at New Freedom. After his time there he found employment at Wells Fargo and enjoyed working in a larger corporate environment. Just a short 2 years later, Nate decided to join Flagship Financial and return to a more hands on and personal environment, and has been with us since 2006. In 2007 Nate Walker missed the recognition of Top Loan Officer of the year by just 1 loan! Nate W was a Presidents Club member for his outstanding performance in 2007. If you have the opportunity to work with Nate W you will recognize his southern charm right away. He is originally from Georgia and still carries with him that unforgetable accent.
Nate W is currently married and has 4 kids. In his spare time he enjoys golfing and taking his kids on vacation.
Nate Waker has been in the mortgage industry for 8 years. Like many of our loan officers, Nate W has almost always exclusively worked with government loans. He started out with New Freedom Mortgage in 2000 and quickly learned the ins and outs of VA and FHA loans. Nate W had a successfull career and soon moved into management at New Freedom. After his time there he found employment at Wells Fargo and enjoyed working in a larger corporate environment. Just a short 2 years later, Nate decided to join Flagship Financial and return to a more hands on and personal environment, and has been with us since 2006. In 2007 Nate Walker missed the recognition of Top Loan Officer of the year by just 1 loan! Nate W was a Presidents Club member for his outstanding performance in 2007. If you have the opportunity to work with Nate W you will recognize his southern charm right away. He is originally from Georgia and still carries with him that unforgetable accent.
Nate W is currently married and has 4 kids. In his spare time he enjoys golfing and taking his kids on vacation.
Matt Fugal
Position: Senior Loan Officer
Matt Fugal has been with Flagship Financial for the past 2 years. Prior to working in the mortgage industry he owned his own performance parts business for cars and continues to love fast cars today! Matt also attended our Presidents Club for his outstanding work ethic in 2007. Matt has been recognized more than any other loan officer as someone who truly befriends his borrowers and makes sure they feel comfortable during the entire loan process. We are certain that should Matt be your loan officer, that you will love every moment of the loan process.
Matt has been happily married for four years and loves to travel with his wife. In his free time he enjoys working on cars and sometimes likes to drive them faster than his wife would like. Matt is an extremely good golfer and would happily accept any invitation to join you in a round of golf.
Matt Fugal has been with Flagship Financial for the past 2 years. Prior to working in the mortgage industry he owned his own performance parts business for cars and continues to love fast cars today! Matt also attended our Presidents Club for his outstanding work ethic in 2007. Matt has been recognized more than any other loan officer as someone who truly befriends his borrowers and makes sure they feel comfortable during the entire loan process. We are certain that should Matt be your loan officer, that you will love every moment of the loan process.
Matt has been happily married for four years and loves to travel with his wife. In his free time he enjoys working on cars and sometimes likes to drive them faster than his wife would like. Matt is an extremely good golfer and would happily accept any invitation to join you in a round of golf.
Bandele Adeniyi-Bada (aka Ban)
Position: Senior Loan Officer
Bandele has been heralded as our "financial expert". After graduating from the renowned Wharton School of Business, he quickly found employment at Charles Schwab. His vast knowledge of the financial markets has allowed him to easily find his place in the mortgage world. Bandele has been with Flagship Financial since entering the business a few years ago. Because Ban found his start with Flagship Financial, he is very skilled and knowledgeable about VA and FHA mortgage loans. Ban was privileged to attend our Presidents Club for his hard work and dedication in 2007.
Bandele is currently single and enjoying his freedom as a bachelor. In the snowy winter months Bandele is often escaping to the mountains of beautiful Utah to enjoy his passion, snowboarding. During college Bandele was an All American division 1 wrestler as a heavyweight for U of Penn.
Bandele has been heralded as our "financial expert". After graduating from the renowned Wharton School of Business, he quickly found employment at Charles Schwab. His vast knowledge of the financial markets has allowed him to easily find his place in the mortgage world. Bandele has been with Flagship Financial since entering the business a few years ago. Because Ban found his start with Flagship Financial, he is very skilled and knowledgeable about VA and FHA mortgage loans. Ban was privileged to attend our Presidents Club for his hard work and dedication in 2007.
Bandele is currently single and enjoying his freedom as a bachelor. In the snowy winter months Bandele is often escaping to the mountains of beautiful Utah to enjoy his passion, snowboarding. During college Bandele was an All American division 1 wrestler as a heavyweight for U of Penn.
Ryan Johnson
Position: Senior Loan Officer
Ryan Johnson graduated college from Brigham Young University with a bachelors in communications and then went on to get his masters in business management. Prior to entering the mortgage industry Ryan worked in management at Novell. Ryan's personable nature led him to search for more meaningful work where he could interact more with clients. Ryan had some family members that worked in the mortgage industry and he decided to join them. Though Ryan has only been with Flagship Financial for a year or so, he has brought with him a lot of education, and combined with his people skills, he has accelerated very quickly. Ryan has learned our loan programs so fast that he was able to achieve Presidents Club after being with us for just 6 months!
Ryan is married and has 3 kids. In his spare time Ryan enjoys hiking and swimming with his family.
Ryan Johnson graduated college from Brigham Young University with a bachelors in communications and then went on to get his masters in business management. Prior to entering the mortgage industry Ryan worked in management at Novell. Ryan's personable nature led him to search for more meaningful work where he could interact more with clients. Ryan had some family members that worked in the mortgage industry and he decided to join them. Though Ryan has only been with Flagship Financial for a year or so, he has brought with him a lot of education, and combined with his people skills, he has accelerated very quickly. Ryan has learned our loan programs so fast that he was able to achieve Presidents Club after being with us for just 6 months!
Ryan is married and has 3 kids. In his spare time Ryan enjoys hiking and swimming with his family.
Daemon Wathen
Position: Senior Loan Officer
Daemon Wathen graduated from Westminster College with a degree in finance. He was a stock broker at Fidelity for 13 years. His extensive experience at Fidelity have given him great advantages in the mortgage industry. He has been doing loans for the past 2 years and has been here at Flagship for just about a year. Since joining us at Flagship Financial Daemon has repeatedly told us how much he wishes he had been in the loan business years ago. We truly admire his passion for loans and serving his clients.
Daemon is married and has 3 children. We want to congratulate Daemon and his wife on their recent addition, as they just had their third child a few months ago. Daemon, like his brother Nathan is also a scratch golfer and can be found frequently winning local tournaments.
Sara Little
Position: Head Processor (processing manager)
Sara is our most valuable emplyee in the office. There is NOT ONE file that comes through our doors that she does not see. In one way or another Sara is required to prepare the loan documents for our underwriters. Sara graduated from BYU in Laie, HI and brings to Flagship years of mortgage experiece. Sara worked in the escrow set up department for a large national bank prior to starting at Flagship. Though most of our borrowers will never get the opportunity to work one on one with Sara, she is vital to each of them.
Sara enjoys traveling back to Hawaii whenever she has the time. Sara also enjoys spending time with her 3 brothers whenever she travels to her home town of Sacramento, CA.
Sara is our most valuable emplyee in the office. There is NOT ONE file that comes through our doors that she does not see. In one way or another Sara is required to prepare the loan documents for our underwriters. Sara graduated from BYU in Laie, HI and brings to Flagship years of mortgage experiece. Sara worked in the escrow set up department for a large national bank prior to starting at Flagship. Though most of our borrowers will never get the opportunity to work one on one with Sara, she is vital to each of them.
Sara enjoys traveling back to Hawaii whenever she has the time. Sara also enjoys spending time with her 3 brothers whenever she travels to her home town of Sacramento, CA.
Jason White
Jan
12
2009
Position: Senior Loan Officer
Jason White started in the mortgage industry in 2002 working with Eric Kandell at New Freedom Mortgage while attending college. After two years of specializing in VA and FHA loans, Jason moved to Los Angeles to pursue other ventures. While in California, Jason worked for Ernst & Young in its merger and acquisition division and also at a real estate investment company as the acquisition analyst specializing in acquiring investment-grade apartment complexes. The finance and real estate experience has been extremely valuable since Jason returned to the home mortgage industry a short time ago.
Jason received his Bachelor of Science and Master of Accountancy degrees from Brigham Young University's Marriott School of Management. He is also a Certified Public Accountant in California. In his spare time Jason enjoys competitive golf, having qualified for the USGA Mid-Amateur Championship in 2005. Jason currently lives in Utah on weekdays but spends his weekends back in Newport Beach, California where he has lived for the past two years.
Jason White started in the mortgage industry in 2002 working with Eric Kandell at New Freedom Mortgage while attending college. After two years of specializing in VA and FHA loans, Jason moved to Los Angeles to pursue other ventures. While in California, Jason worked for Ernst & Young in its merger and acquisition division and also at a real estate investment company as the acquisition analyst specializing in acquiring investment-grade apartment complexes. The finance and real estate experience has been extremely valuable since Jason returned to the home mortgage industry a short time ago.
Jason received his Bachelor of Science and Master of Accountancy degrees from Brigham Young University's Marriott School of Management. He is also a Certified Public Accountant in California. In his spare time Jason enjoys competitive golf, having qualified for the USGA Mid-Amateur Championship in 2005. Jason currently lives in Utah on weekdays but spends his weekends back in Newport Beach, California where he has lived for the past two years.
James Shergill
Feb
6
2009
Position: Senior Loan Officer
James Shergill is a nine year veteran of the mortgage and financial services industry. After graduating from the University of Californis, Davis, in 2000, James began his career at Smith Barney, and subsequently, E*Trade Financial as a junior broker representative. Following the market tumult in late 2001, James crossed the industry and transitioned to mortgage banking, taking a position with New Freedom Mortgage, one of the largest Government (VA/FHA) lenders of the era. After quickly becoming one of the company's top producers, within two years James had parlayed his experience and expertise into management positions with First Magnus Financial and Fidelity Mutual Financial. After his wife Leslie gave birth to their first child in late 2008, James reunited with his longtime friends and colleagues from New Freedom Mortgage and came to work at Flagship Financial. James found himself immediately aligned with the mission statement of Flagship Financial: to be the largest and most trusted name in Government Lending.
James Shergill is a nine year veteran of the mortgage and financial services industry. After graduating from the University of Californis, Davis, in 2000, James began his career at Smith Barney, and subsequently, E*Trade Financial as a junior broker representative. Following the market tumult in late 2001, James crossed the industry and transitioned to mortgage banking, taking a position with New Freedom Mortgage, one of the largest Government (VA/FHA) lenders of the era. After quickly becoming one of the company's top producers, within two years James had parlayed his experience and expertise into management positions with First Magnus Financial and Fidelity Mutual Financial. After his wife Leslie gave birth to their first child in late 2008, James reunited with his longtime friends and colleagues from New Freedom Mortgage and came to work at Flagship Financial. James found himself immediately aligned with the mission statement of Flagship Financial: to be the largest and most trusted name in Government Lending.
Morgan Johnson
Jan
21
2010
Position: Senior Loan Officer
Graduated with Finance Degree from Brigham Young University - 1996
Been in the Financial Services Industry since 1997
Been in the mortgage industry since 2001
Number 1 loan officer in the office from 2001-2003
Qualified and attended President's Club 2009
Married with 3 boys
Graduated with Finance Degree from Brigham Young University - 1996
Been in the Financial Services Industry since 1997
Been in the mortgage industry since 2001
Number 1 loan officer in the office from 2001-2003
Qualified and attended President's Club 2009
Married with 3 boys